“Watch Out… The Cadillac Tax is Coming”

Healthcare costs have been a continuing issue felt by Americans from all walks of life throughout the nation. With the Affordable Care Act, this has only gotten worse, especially for the middle class. Now, the Cadillac Tax is planned to begin in 2018 and I fear it will only hit my family, friends, and peers harder. I know I have firsthand experienced the burden of the ACA as of recently when my employer had to change my healthcare plan and I do not have the same safety net I previously did. I am fortunate that my spouse and I have been in good health currently, but my neighbor Kevin has not been so lucky.

My neighbor’s recent life has been one calamitous event after another. The worst of these events was his wife’s diagnosis of chronic kidney disease. We were catching up, with sweating glasses of iced tea in hand, sitting on my porch while we watched workers remove a tree that had recently fallen onto his property after a recent storm. This was just another accident in his series of unfortunate events, but he did express great gratitude for the reasonably priced professional company, www.cdstumptreeremoval.com, that agreed to work with him on his “tree care issue”.  Why can’t “healthcare” be just that, professional and reasonably priced?

As we were watching the workers carefully remove the tree branch by branch, Kevin explained that his wife has been put on dialysis. This ongoing treatment is mostly covered by his insurance, but the required copay for each visit adds up quickly. She needs treatment twice a week, but a third weekly visit will mostly be required is the disease progresses. His wife has no hope of coming off dialysis until she gets a getting transplant. Because medical professionals do not deem her situation high priority, it could take years for her to receive the kidney she needs to be taken off treatment. As a retired couple of the middle socioeconomic class, Kevin is thinking about getting a part-time just to be financially stable again, interrupting plans of spending their relaxing retirement years with their new grandchild.

With the incoming Cadillac tax set to begin in 2018, Kevin fears that by time his wife is able to get a kidney transplant, they won’t be able to afford her treatment or she will be rushed out of the hospital during her time of recovery since her insurance will no longer cover extended periods of time. Policymakers intended this tax to inspire employers to get rid of excessive health care benefits. Yet in reality, what these policymakers may label as “excessive” are life saving and necessary to the unlucky Americans facing these health hardships. Kevin and his wife are hardworking, middle-class Americans who deserve to have healthcare security. For the sake of preventing an even more expensive health care system in America, the Cadillac tax should be stopped before it begins.